Bluebird Card by American Express

Bluebird Card by American ExpressWalmart and American Express have teamed up to bring you the Bluebird debit card. This account is a great alternative to a checking account for those listed on ChexSystems. Bluebird is loaded with features, convenience and security.

Qualifying is Easy:

  • Have a valid Social Security Number
  • Be at least 18 years old (must be 19 or older in Alabama and Nebraska)
  • Reside in the United States (not available in Vermont)
  • Not have a Serve prepaid card from American Express® (

Convenient Money Loading Options:

  • Employer Direct Deposit
  • With Bluebird mobile app, you can add checks through your iPhone® or AndroidTM device
  • Transfer money from your checking or savings account
  • Add cash at any participating Walmart location

Withdrawing Your Money:

  • No-fee withdraws at any MoneyPass ATMs
  • No-fee MoneyPass ATM withdrawals for Employer Direct Deposit Customers*

Features and Benefits:

  • FDIC-insured account
  • Optional checkbook with overdraft protection
  • Pay bills online or via Bluebird mobile app
  • Ability to add sub-accounts for your family or friends (must be over 13 years or older)
  • 100% protection against fraud
  • Backed by American Express Purchase Protection
  • Global Assist Services for travel, emergency medical and legal assistance
  • Roadside Assistance for emergency car breakdowns
  • Entertainment Access gives you special savings on entertainment events
  • 24/7 customer service from American Express

Free Services and Very Little Fees:

  • No monthly fee
  • No annual fee
  • No activation fee
  • No overdraft or stop payment fees
  • No inactivity/dormancy fees
  • No foreign exchange fees
  • Free employer direct deposit
  • Free cash deposits at Walmart
  • Free check deposits with Mobile App
  • Free Checking/Savings Account money transfer
  • Free Cash Load Packs (third party fees may apply)
  • Debit Card Money Load ($100 per day limit) – $2 (per load)
  • Free ATM Withdrawal/Decline (at MoneyPass® Network ATMs WITH employer direct deposit)
  • ATM Withdrawal/Decline – $2 (all other – third-party network fees may apply)
  • Free electronic bill pay
  • Free customer service calls
  • Free replacement card

If that’s not enough reasons to apply for a debit card, then I don’t know what is.

There’s 3 ways you can apply for a Bluebird account:

1. Go to a Walmart store and buy the Bluebird set up kit for $5, or
2. Sign up at, or
3. Download the Bluebird mobile app and sign up through the app: Android or iPhone